What Is Workers’ Compensation? Workers’ compensation is a no-fault insurance system thatprovides benefits to employees hurt on the job—regardless of who was at fault. In Georgia, nearly every employer must carry workers’ comp insurance to cover: Medical Treatment: All...
What Is Medical Malpractice? Medical malpractice occurs when a healthcare professional’s negligent act or omission—such as a misdiagnosis, surgical error, or medication mistake—causes you harm. These cases differ from ordinary personal injury claims because they...
What Is Insurance Bad Faith? Insurance bad faith occurs when your insurer unreasonably delays, denies, or underpays a valid claim. Rather than acting in good faith to honor your policy, the company prioritizes its own bottom line—leaving you without the benefits you...
What Are Punitive Damages? Punitive damages (sometimes called “exemplary damages”) go beyond compensating you for your losses. They’re designed to punish the defendant for particularly egregious misconduct and to deter similar behavior in the future. When Are Punitive...
What Is a Traumatic Brain Injury? A traumatic brain injury (TBI) occurs when a sudden blow or jolt to the head disrupts normal brain function. TBIs range from mild concussions to severe injuries causing long-term impairment. Common Causes of TBIs Motor Vehicle...
